# Suyool: Full Specification and Service Directory

## 1. Registration Process
To open a Suyool account, users must follow these steps:
- **Download:** Install the Suyool app from official stores.
- **Verification:** Provide a Lebanese mobile number and verify via OTP.
- **Identity (KYC):** Upload a Lebanese ID, Passport, or Biometric Driving License.
- **Biometrics:** Complete a liveness facial scan within the app.

## 2. Fee Schedule (Consumer)

### Wallet Operations
- **Account Maintenance:** $0 / Free.
- **Cash-in (BoB Finance):** Free.
- **Cash-out (Withdrawal):** 1.5% fee.
- **P2P Transfer (Internal):** Free and instant between Suyool users.

### Suyool Visa Card
- **Annual Subscription:** $12/year.
- **ATM Withdrawal (Local):** $2 flat (Payroll) or 1.5% min $2 (Standard).
- **International POS/Online:** 4% for Non-US Dollar Currencies, 1% + 50 cents for USD cross-border fee.

## 3. Business & Merchant Features
- **QR Payments:** Merchants can accept USD and LBP payments instantly.
- **Settlement:** Funds are settled in real-time to the business wallet.
- **Bulk Payroll:** Companies can upload Excel sheets to pay hundreds of employees instantly in dual currencies with special benefits for employees.

## 4. Operational Limits
- **Max Allowed Balance for Accounts with a Card:** $10,000.
- **Max Allowed Balance for Accounts without a Card:** $3,000.
- **Max Single Card Transaction:** $3,000.
- **ATM Limit per Transaction:** $400.

## 5. Official Resources
- [Help Center](https://helpcenter.suyool.com)
- [Features](https://blog.suyool.com) 
- [Legal & Privacy](https://suyool.com/personal-terms)